Convention Insurance

Convention Insurance also known as Event Insurance, offers protection to the organiser (s) of the Tattoo Convention in the event of an incident happening at the event or a  catastrophe occurring outside the event forcing its cancellation.

Policies of this nature could potentially protect against the cost of defending or settling the below:

  • Public liability for insured persons attending the event
  • Employers Liability for staff and volunteers working on your behalf
  • Compensation following cancellation of the Event due to adverse weather or other unknown national emergency.

Frequently asked questions (FAQ)

Do I need to declare any adverse financial history?2019-08-05T23:00:43+01:00

The answer is an emphatic yes! Most insurers will ask you a direct question in relation to liquidation or bankruptcies, it may be for a limited period or ask you to declare any incidents ever. It’s important to answer the question correctly as this is often an area that comes up when insurers are investigating claims.

What is a pro rata refund?2019-08-05T22:59:33+01:00

This is when a proportional amount of the premium is refunded in line with the amount of time that remained on the policy.

Are all policies you sell exactly the same?2019-08-05T22:58:42+01:00

Policies vary greatly. Some products, like high net worth private household policies give very broad cover including warranty free policies whilst other policies may restrict cover to very narrow set of conditions using policy wordings. It is also true that insurers approach to claims handling varies greatly and you should always enquire as to how well an insurer deals with claims.

Do Insurers share information on claims?2019-08-05T22:48:16+01:00

On some occasions they do via selected registers. The best approach is to declare everything you think is relevant, thus removing any concerns you may have about historical data.

Why would my company need Convention Insurance?2019-08-06T23:36:24+01:00

If you or your company arranged a Tattoo Convention you would be legally responsible if any incident happened at the venue. It is not compulsory to have this however, the owners of the venue or the local council could insist that you have the minimum Public Liability cover before they will allow the event to proceed.

What is a minimum and deposit policy?2019-01-10T15:03:15+00:00

This is a non-refundable insurance policy, usually reserved for liability insurance policies.

Can I cancel my policy if I change my mind?2019-01-10T15:02:50+00:00

Consumer policies tend to have a cooling off period. Some commercial policies will offer a pro rata cancellation refund if cancelled mid-term. Some policies are known as minimum and deposit. This means all the premium is due from the moment you take up the policy with no refunds given. It is always worth consulting with us regarding any questions you have around this. Our aim is always to provide you with the insurance solution which best fits your business and current needs.

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