Personal Accident Insurance is an insurance product designed to compensate you following serious injury or death as the result of an accident. It protects you and your family against the lost income followed by an accident and can assist with bills and other expenses. Personal Accident Insurance can often be included in Life and Car Insurance policies as a cover extension. It will not cover any other reason for being unable to work i.e. sickness, health or mental health issues.
This type of cover is also available as a standalone policy. It is your decision as to whether you want or need this type of cover in place. It can be extremely useful for anyone working within industries where accidents have a higher likelihood of occurring.
You may take the decision that this cover is an option for you because you have witnessed or been involved in incident/s in the past which may have left you or someone you know unable to work and therefore struggling or unable to meet future financial commitments.
If you have any further questions regarding personal accident insurance cover, or you would like question the cover you currently have in place, please get in contact with us. We have also put together a list of our most frequently asked questions (and answers to these) from our clients below and hope they will be of some help to you.