Building Insurance is not always required on a standard shop insurance policy unless you own the building your business is in. Our research shows that tattoo artists and/or body piercers in the UK tend to rent the property they work from. It would then be the landlords responsibility to arrange the cover for the Buildings Insurance.
However, the landlord could make a clause in the rental or lease agreement that you must provide cover yourself. We could work with you to ensure that the Building is covered and the landlord would be noted on the policy.
We would never advise working without this cover as this is what protects you should an accident happen, for example a smashed window or structural damage to the building
If you have any further questions about Buildings Insurance cover, or you would like to make sure you have the adequate cover in place, please get in contact with us. We have also put together a list of our most frequently asked questions (and answers to these) from our clients below and hope they will be of some help to you.